Friday, 17 July 2026

Rs 80,000 monthly salary, Rs 1 crore home, 70% EMI: Bengaluru CA shares 3 rules Indians ignore when buying a house

Rapid urbanization and rising property prices fuel a competitive homeownership race. Many families stretch budgets, ignoring long-term debt risks and becoming house-poor. Meenal Goel’s 20-30-40 rule offers a financial baseline for prospective buyers. This framework ensures loan tenure, EMI, and down payment align with income. Adhering to these guidelines prevents dream homes from becoming crippling financial liabilities.

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